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How to Add Chartway Credit Union as a Lienholder on Your GEICO Auto Insurance Policy
How to Add Chartway Credit Union as a Lienholder on Your GEICO Auto Insurance Policy
If you’ve recently financed your car through Chartway Credit Union, you’ll need to add them as a lienholder on your GEICO auto insurance policy. This is a critical step to ensure that both you and your lender are protected in case of an accident or total loss.
Here’s a simple step-by-step guide to help you add Chartway to your GEICO policy.
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🧾 What You’ll Need
Before you begin, make sure you have the following:
Your GEICO policy number
Your vehicle’s VIN
Chartway Credit Union’s official name and lienholder address
Loan account number (optional but helpful)
You can find the necessary Chartway lienholder info on your loan documents or by contacting Chartway Credit Union directly.
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🛠️ How to Add a Lienholder to Your GEICO Policy
1. Log in to GEICO Online or Use the Mobile App
Go to GEICO.com or open the GEICO mobile app.
Navigate to your Auto Insurance Policy.
Look for the “Add/Update Lienholder” section.
Enter Chartway Credit Union’s name and mailing address.
Save your changes and confirm the update.
2. Call GEICO’s Lienholder Support Team
If you prefer to speak with someone, contact GEICO’s dedicated lienholder line:
📞 GEICO Lienholder Department: (877) 318-0058
📧 Email: [email protected]
📨 Mailing Address:
GEICO Lienholder Department
PO Box 9094
Macon, GA 31208-9094
3. Contact Your Local GEICO Agent
If you work with a local agent, they can make the update for you. Just provide your loan details and Chartway’s contact info.
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⏱️ How Long Does It Take?
Once submitted, updates typically appear in your account within 15 minutes. GEICO will then generate a new Declarations Page showing Chartway Credit Union as your lienholder.
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📤 Don’t Forget to Notify Chartway
After GEICO confirms the update, send the updated proof of insurance (Declarations Page or insurance card) to Chartway. Some credit unions require you to email or fax it to their insurance verification department.
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✅ Why It’s Important
Adding your lienholder:
Ensures that Chartway is properly notified and covered
Prevents delays in your loan processing
Keeps your insurance policy compliant with your loan agreement
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🧠 Pro Tip
Ask Chartway for their preferred lienholder info format, including:
Exact mailing address
Contact fax or email
Any internal ID numbers or references they require
This helps avoid delays or errors.
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Final Thoughts
Adding a lienholder to your GEICO policy might seem like a small task, but it’s a big deal when it comes to protecting your car—and your loan. Whether you handle it online, by phone, or through your agent, the process is quick and essential.
Need help with the wording or sending docs to Chartway? Drop a comment below or DM @illphated for help.
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Tagged: #CarInsuranceTips #GEICO #ChartwayCreditUnion #AutoLoans #IllphatedFinance #LienholderHelp #InsuranceGuide